What’s the interest rate and dividend rate for a CD?

The rates you get will depend on which term you choose.

CDs earn compound interest, which means you earn interest on your deposited funds then you also earn interest on the interest you’ve earned. Interest on Jeanne D’Arc CDs are compounded and credited monthly.

• The interest rate is how much you’ll earn on your balance.
• The annual percentage yield (APY) is the total amount you may earn in a year, including your compounded interest.