A FICO® Score is a three-digit number that summarizes the information in your credit report. A FICO® Score is one of the many pieces of information lenders use to determine how likely you are to pay back a loan and to decide if they will lend you money. This is also known as your “credit risk”. When it comes to borrowing money, your FICO® Score may impact your interest rate and/or loan term.
FICO® is a registered trademark of Fair Isaac Corporation in the United States and other countries. Jeanne D’Arc Credit Union and Fair Isaac are not credit repair organizations as defined under federal or state law, including the Credit Repair Organizations Act. Jeanne D’Arc and Fair Isaac do not provide “credit repair” services or advise or assistance regarding “rebuilding” or “improving” your credit record, credit history or credit rating.