What do I need for the initial session?

You don’t necessarily need to prepare anything in advance. The first thing your counselor will be doing is creating a budget tailored to your needs, So it's helpful to have an estimate of your monthly expenses, including utilities, food, gas, etc., as well as the combined monthly income of you and your spouse or financial partner. If you want to get a head start, you can use their budgeting worksheet to organize some of your financial information before your session.