We're Here For You.

Banks and Credit Unions are considered essential businesses. We are open. We are here, and we assure you that your money is safe and accessible.  

For our members who may be facing financial stress or uncertainties due to lost hours, layoffs or business closings, we’d like to help ease those burdens where we can.  We are offering several loan payment relief programs and an emergency relief loan that will help our members get through these difficult times. We may not be able to help everyone, and you may not see a program here that works for you but contact us, talk to us, and we’ll do all we can to help you through.

At Jeanne D'Arc Credit Union, We Share A Common Thread.

Skip-A-Pay

No Fee

 

Consumer Loan Payment Deferral (Skip-A-Pay)

Jeanne D’Arc Credit Union is offering a Skip-A-Pay option with no fee to provide members with flexibility during this time. Choose to skip a payment on any of your current consumer loans (New/Used Auto, MoneyStrong Build/Rebuild, Personal, Motorcycle, RV/Boat). 

Skip-A-Pay Details:

  • The $25 standard Skip-A-Pay fee will be waived. 
  • Select one or all of your current loans to skip a payment. (Excludes mortgage-related loans and credit cards - see below for options.) 
  • The loan must be currently less than 30 days past due. 
  • Standard Skip-A-Pay terms and conditions apply.
  • For fast and easy application and approval log in to your online banking account where you can send a secure email or call the Member Contact Center at 978.452.5001 for assistance over the phone. You can also click on the application form below and return via drive-up teller, fax to 978-442-1716 or mail to: Jeanne D'Arc Credit Union, Skip-A-Pay, 1 Tremont Place, Lowell, MA, 01854.
  • Note: Please do not email the application form since it contains information that is not secure to be sent through email. 

Apply

Emergency Relief Loan

A special loan up to $2,500 to assist with cash flow. Your first payment is due after 90 days. Apply online or call the Member Contact Center at 978.452.5001. For members who do not qualify other solutions may be available.

  • Interest accrues at 5.99% for qualified borrowers.
  • No payment due for 90 days. 18-month personal unsecured loan. 
  • Must have been a Jeanne D’Arc Credit Union member for at least 90 days.
  • Effective 3/24/2020 and rate subject to change. Offer subject to change at any time.
Apply Online

Personal Loan Up To

$2,500

Loan Payment Relief

Upon Request

Payment Relief Options - Residential Loans

If you would like to skip the April payment on your mortgage, home equity loan, or home equity line of credit, please email us at ememberservices@jdcu.com  and provide your name, property address, and best way to contact you in the email. We will be in touch with instructions on the next steps to complete the process.

 

Contact Us

Payment Relief Options - Business Loans

Please contact us at Business_Services@jdcu.com to discuss your payment options.  Be sure to include the following information in your e-mail: Name, Business Name, Loan#, Reason for Request.


Contact Us

Loan Payment Relief

Upon Request

Defer Payments

April/May

 

VISA® Credit Card Payment Deferral (Skip-A-Pay)

You have the option to defer your VISA® credit card payment for statements issued between April 1 and May 31, 2020.  Simply skip your regular payment during this time period.

  • Valid April 1 through May 31, 2020. Effective for Jeanne D’Arc payments due April 26, 2020, and May 26, 2020.
  • For those concerned about their March 26 statement please contact us at 978.452.5001.
  • Available only to accounts that do not have a past due balance.
  • Finance charges will continue to accrue.
  • You can learn more about this option on your next VISA® statement or call 978.452.5001.  

 

Do you have questions?

Get In Touch To Learn More About Your

Emergency Relief Options

Fill out the form below and one of our team members will be happy to assist you.

Remember, never send account information via unsecured email.